Elizabeth Ramos

Please Go Through Everything Before Your Session

Common Questions

1. How do you usually work with clients?
My goal is to help you get out of debt, rebuild your finances, and conquer the life you desire! I do that by listening to you, understanding your needs, and developing a strategy that is tailored to your specific situation and goals. By leveraging and implementing proven tactics, exercises, and techniques, you will adapt new healthy behaviors and habits, your mindset and actions will be transformed and, this will change your relationship with money, today and in the future. The real reason.


Because I was in this same situation not so long ago and can empathize with you on the turmoil and scars that can occur. I know firsthand how scary you must feel, the raw emotions that seem to control your every move, the sleepless nights, and the fear and worry that seem to hang over your head like a dark cloud. Debt is holding you hostage, you feel trapped, alone, and you don’t know where to go or who to turn to for help. The bills continue piling up, debtors are harassing you, causing stress and strain on your family and relationships. This is not how you envisioned your life, filled with so much regret, confusion, and sadness.


You are not alone, there are millions of people in the same situation, but the question is are YOU ready for a change? It may seem like a silly or simple question, but YOU must be honest with yourself that you want to get up and off the ground. You are committed, by taking bold, messy, action! That means that you can no longer look for excuses for why you are in this situation, no more playing the blame game, feeling as though you are a victim, the pity party is over and it’s time to spring into action. Being motivated to change your circumstances will create opportunities to learn, heal, and rebuild. You will have a plan in place, know exactly the steps you need to take to get out of this situation, reclaim, and rebuild the life you desire. The negativity that once surrounded you will be replaced by positivity, empowerment, and newfound courage and confidence that will uncover all that you have been missing out of life!


By taking the first step and asking for help, the door will be opened to all that is possible! It took me almost a year to get out of that dark hole, but once I saw the light, there was no holding me back. I want to use my experiences, tools, and strategies to enable you to realize your true potential, unleash your power and energy to realize and accomplish your goals. The world is your oyster, lets customize a plan so you can get out there and start living again!

2. What can I expect from the call?

I will be doing a high-level analysis so I can determine the root cause of what is NOT working in your finances, and once we are aligned on the core issue(s), we can discuss your goals. If we determine working together is your next best step in addressing your issues and achieving your goals, we can talk more about it. If it ends up not being a good fit, we will still provide guidance on other resources or tools that will be helpful.

3. Who is Elizabeth Ramos?

Being a divorcee and a single parent, I went through these struggles and at one point in time, had accumulated over $300K in debt. While this was a painful, and scary time, it forced me to make a choice of remaining in this stressful situation or owning my future. I began learning as much as I could about debt, started creating plans and tools, that helped shift my mindset and behaviors and got me back on track. As friends and family saw my progress they were piqued and asked if I could assist them as well. My desire to help everyone find the renewed joy, peace, and freedom I felt, spiraled into my passion. Today, that giant debt is paid off and I am on a two-year plan to be completely debt-free. How about you, wouldn’t you like to have a second chance at financial independence? Don’t you or your loved ones deserve a secure future and better quality of life? Being an empathetic coach and communicator has helped my clients gain clarity on their purpose, priorities, and path. Let me use my experiences and program to enable you to be a catalyst for change in your life. Through this program, you will find hope, strength, encouragement, and be empowered to be fearless in your pursuit to being debt free.I hold an MBA, an MSML, and I am a certified Ramsey Solutions Master Financial Coach.

Some People I’ve Worked With

Pam R.

“I worked with Elizabeth when I was struggling with a lot of debt. My salary was minimal, and I also had other challenges that limited my options. Elizabeth listened to my situation, asked questions, and was able to build a plan that did not cause me to stress more than I already was. The plan we created was realistic and feasible. Following her steps and being a committed partner in the process allowed me to eliminate my significant debt in a matter of months. Today, I still follow her teachings and continue to mitigate any risks of getting back into the debt trap. She is amazing to work with and I cannot thank her enough for changing my life!”

Sel & Joe C.

“We worked with Elizabeth when we had a lot going on in our lives, needed a new vehicle but could not afford one. She listened to our concerns, reviewed our situation, and took inventory of our financial situation. We were convinced there was no way we could afford this large purchase. But to our surprise and excitement, we developed a plan that enabled us to purchase a quality vehicle we would not have ever considered affordable. The great news is we did not have to wait long, but within a few months, had the car of our dreams sitting in our driveway, without our finances feeling a pinch of stress. It was a wonderful experience and we have often sought her guidance on many other financial situations. She is a pleasure to work with, highly knowledgeable and will help you get results! “

Ron B.

“I worked with Elizabeth when my finances were a mess. I did not know what was going out or coming in. All I knew; I was drowning in debt and living a stressful life. She was patient, professional, and worked to understand where I was, where I wanted to be and then formulated a plan to help me get there. After the second month working with her, I already started seeing a shift in my finances. Within a few months, I was in control on my cash flow, and began to see the path to where I wanted to be. I continue to leverage the educational tools, tips, and exercises she used to maintain a healthy relationship with my finances, family, and self. If you are stuck, stressed, and feel like there is no way out, if you are willing and committed to making a change, then work with Elizabeth. It will be one of the best decisions you can make for yourself, your loves, ones, and your future!”